June 26, 2017

Just Listed in Asbel Creek - 18146 Cypress Bay Pkwy, Land O Lakes, FL

The minute you open the door you are immediately welcomed by soaring ceilings and a spacious great room that acts as the heart of your home. A pass through from the great room to the kitchen provides a peek into your beautifully appointed kitchen. Handsome wood cabinets with plenty of storage, granite countertops, tile backsplash and stainless steel appliances complete your stylish yet functional workspace. Sliding glass doors from the kitchen provide easy access to your huge screened lanai where you can enjoy your morning coffee, while enjoying your fenced backyard and conservation views. Double French doors just off the great room, lead to a den at the front of the home that would make an ideal home office or can even be used as a fourth bedroom. Your master suite is generous with enough space for a king size bed and includes a private bath and large walk-in closet. A desirable split floorplan provides plenty of privacy for both family and guests. Volume ceilings, fresh paint inside and out, ingenious use of storage in the great room, and a fenced conservation lot make this home special. The community features a neighborhood park, playground, sand volleyball court, four basketball courts, and a dog park with no CDD! This home is move-in ready. Call to see this home today before it is too late!

Presented By:

Susan Smither

Keller Williams Tampa Properties
Licensed In: FL

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Posted in Buyers
Nov. 7, 2016

23925 Forest Place, Land O' Lakes, FL


23925 Forest Place, Land O' Lakes, FL

$ Click for current price

Posted in Buyers
Oct. 21, 2016

Can You Save Money by Buying a New Construction Home?


Suppose you are a home buyer who can find a resale home for $275,000 that fulfills all your wants and needs. You consider buying a new construction home but when you comparison shop you find that the same size home with the features you want will cost $300,000. You conclude that the new construction home is too expensive and decide to keep looking for a resale home in the $275,000 price range.

Before you abandon the idea of buying a new construction home, let's take a closer look at some future expenses you might want to consider before making your decision. The average homeowner stays in their home for 11-15 years. I'll use 10 years for my calculations below for simplicity. 

The Department of Energy's Building Technologies Office is working with the residential building industry to reduce energy use for space conditioning and water heating in residential single family homes from 2010 usage levels by 40% by the year 2025. Homes built today can be as much as 25% or more energy efficient than homes built only 5 years ago. Lowering your electric bill by $50 per month can save you $6,000 over 10 years.

According to the Florida Office of Insurance Regulation homeowner's insurance for a $300,000 new construction home can be as low as $1385 per year in Pasco county and $1807 in Hillsborough county. Lowering your monthly insurance cost by only $75 per month can save you $9,000 over 10 years.

How old is the roof on the resale home? Roofs in Florida are typically replaced every 15-25 years. If the roof on the home you are buying is more than 10 years old, you may need to replace it in the next 10 years at a cost of $8,000-$10,000.

How old is the hot water heater in the resale home? Hot water heaters typically last for 8-10 years. If the home you are buying is more than 5 years old you will most likely have to replace the hot water heater in the next 10 years at a cost of $600-$1,000.

How old is the HVAC system in the resale home? HVAC systems are typically replaced every 15-25 years. If the home you are buying is older than 10 years old you may need to replace the HVAC system within the next 10 years at a cost of $6,000-$10,000 or more.

If you purchase a new construction home and move at or before the 10 year mark you may not need to replace any of these items while you are living in the home or before you sell. If you purchase a 10 year old resale home the money you spend over the next 10 years could be as much as $29,600-$36,000 to replace and/or maintain these items in addition to any money you spend on home improvements and upgrades. This equates to as much as $247-$300 more per month over 10 years.

If you spend $25,000 more today to buy a new home at a 3.5% interest rate your monthly payment will be approximately $112 more per month. This can still put you ahead ($247-$112 = $135 per month over 120 months) by as much as $16,200 over 10 years.

Not only have you potentially saved money when buying a new construction home, but everything is new and designed by you. To get started searching for your dream home now, click the link below to see a list of new construction homes in Northwest Hillsborough.  

Posted in Buyers, New Homes, Sellers
July 22, 2016

To Buy or Not to Buy?

This week two clients told me they are planning to wait a while to buy their home. They are either waiting for a home that meets their criteria at a lower price or are waiting to save more money to eliminate private mortgage insurance payments.

I don't consider myself a pushy sales agent and I always want to respect the decisions made by my clients. I do however want my clients to be fully informed with the facts when they make their decision. I thought other buyers might benefit from this information too.

A Florida Real Estate news article came out today that stated the medium home price of a Florida home is currently $225,000. That is an increase of 10.8% since this time last year. The same day another article stating that interest rates edged a little higher but are still at historically low rates was also released.

Can higher prices and interest rates impact your buying power when waiting to buy a home? Let's look at the numbers...

 Cost of Waiting Price $200,000     Cost of Waiting Price $300,000


The above examples do assume that both home prices and interest rates will go up, however even if only one goes up it will impact your buying power.

Not only will your monthly mortgage payments be higher at a higher purchase price, but your down payment and closing costs on a home at a higher price will be higher as well.

The charts below allow you to see what happened to your monthly payment if only interest rates or purchase price increase over the next year.


While the change for only one or the other isn't much on a monthly basis, the impact over thirty years can be significant.  



One final piece of information to consider...This how my husband convinced me to agree to move up to a more expensive home 17 years ago! If you currently own a home that is valued at $200,000 and it's value increases by 5% over the next year you have increased your equity by $10,000. If you own a home that is valued at $300,000 and the value increases by 5% you have increased your equity by $15,000. Which would you prefer?




Posted in Buyers
July 12, 2016

This Month in Real Estate - July 2016

Welcome to this month in real estate for July 2016. Here are just a few of the national real estate numbers we are tracking for you right now. According to the National Association of Realtors the number of projected home sales rose to 5.5 million and the national median home price for existing homes increased to $239,700. That's a 3.8% increase from last year and a 4.7% increase from the same time last year.

If you are looking to sell now might be a good time to enter the market! Finally, according to Freddie Mac the national average for a 30-year fixed rate mortgage is down from last month to 3.54%. To find out how these numbers effect home prices in your community please contact me today at 813-230-5804 or go to my website at simplygreatrealestate.com.

Posted in National Market
July 11, 2016

JUST LISTED! 12902 Big Sur Dr

Come see this delightful 4 bedroom, 3 bath pool home in a desirable, centrally located Tampa community. Enter into your large foyer with open formal living and dining areas and you can immediately enjoy the wonderful pool, pond and conservation views the minute you open your front door! Just around the corner you will find your spacious kitchen with breakfast bar, and generous cabinets and counter space that is open to a large family room and breakfast nook. The breakfast nook is a wonderful place to relax with your morning coffee and enjoy the lovely pool, and pond views. Your family room has a wood burning fireplace perfect for those occasional chilly winter evenings. Open up the sliding doors from the formal living room, breakfast nook and master bedroom for access to resort-like luxury in your screened, lanai with its charming pool, pond and conservation views. A three way split bedroom/bath floor plan allows for plenty of privacy for guests and family. A guest bedroom off the family room has pond and conservation views and a nearby full bath that doubles as a pool bath. Two bedrooms and a full bath are off another hallway. Serenity awaits in your private master suite. Double sinks, garden tub, separate walk-in shower, two walk-in closets and sliding doors that provide access and views to pool, pond and conservation complete your master oasis. A great central location minutes away from the main arteries of Tampa, shopping, restaurants and schools and with low HOA fees. Don’t let this one get away!

Posted in Buyers
July 4, 2016

Happy Independence Day

June 4, 2016

Homes for Sale 23971 Forest View Dr Land O Lakes, FL 34369 Virtual Tour

Posted in Buyers
June 2, 2016

JUST LISTED! 23971 Forest View Dr, Land O Lakes, FL 34369


Just Listed

$ Click for current price

Property Description

Don’t miss this charming Lake Padgett Estates home! Lush landscaping and conservation views from every bedroom and living room make this home seem like a private oasis. A light and bright kitchen with eat-in space and counter top seating is great for every day and your formal dining room is perfect for larger gatherings and special occasions. Easy access to your open and inviting deck is nice for relaxing with your morning coffee or a family BBQ. The split bedroom plan provides privacy as needed for family members or guests and your master bedroom has a private bath and sliders to the backyard. Your formal living room with fireplace and dining room as well as a family room and eat-in area provide plenty of space for entertaining. Curl up with a good book next to a cozy fire on a cool winter evening or just enjoy the beautiful conservation view from your formal living room while others are entertained in the family room. Great improvements and features like gorgeous wood look tile laid in a herringbone pattern, high efficiency windows, new roof in 2010, new A/C in 2015, sliders from master bedroom and family room to the outside, inside laundry room and vinyl fencing make this home special. Community amenities include clubhouse, member lounge with pool tables, swimming pool, basketball court, fitness center, tennis court, playground, track, dog park, soccer field, and racquetball; all for only $36 per month! Great location near FL-54 and easy access to I75. Come see this home today before it is too late!


Posted in Buyers
April 18, 2016

Hillsborough County Real Estate Market Statistics for March 2016

The most frequent question I am asked is "How's the market?" I decided to report local market statistics monthly for those who want to be "in the know!"


March 2016 Highlights:

  • Active Number of Listings are down almost 12% year over year
  • Average Sold Price is up almost 12% year over year 
  • Average days on the market is down by 2%
  • On average Sellers are getting 95.5% of their original asking price
  • On average Sellers are getting 97.7% of the price the home was listed for at time of contract 


Click Here to Link to March 2016 statistics for Pasco County 

Click Here to Link to March 2016 statistics for Pinellas County